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Lowe’s Companies Inc (LOW) Company Profile

Lowe’s Companies, Inc. (Lowe’s), incorporated on August 1, 1952, is a home improvement retailer. The Company operates approximately 1,860 home improvement and hardware stores, representing approximately 200 million square feet of retail selling space. The Company operates approximately garage door companies 1,800 stores located across over 50 states residential garage door prices in the United States, including approximately 80 Orchard Supply Hardware (Orchard) stores in California and Oregon, as well as approximately 40 stores in Canada and over 10 stores in Mexico. The Company operates through the home improvement retail operations segment. The Company serves homeowners, renters and professional customers (Pro customers). The Company’s retail customers consist of individual homeowners and renters. The Pro customer consists of approximately two categories, such as construction trades, and maintenance, repair and operations.

The Company offers a range of products for maintenance, repair, remodeling and decorating. The Company offers home improvement products in categories, including Lumber and Building Materials; Tools and Hardware; Appliances; Fashion Fixtures; Rough Plumbing and Electrical; Lawn and Garden; Seasonal Living; Paint; Flooring; Millwork; Kitchens; Outdoor Power Equipment, and Home Fashions. The Company’s home improvement store stocks approximately 36,000 items, with a range of additional items available through its Special Order Sales system, Lowes.com, Lowes.ca and ATGstores.com.

The Company’s home improvement stores carry a selection of national brand-name merchandise, such as Whirlpool appliances and water heaters, GE, LG and Samsung appliances, Stainmaster carpets, Valspar paints and stains, Pella windows and doors, Sylvania light bulbs, Dewalt power tools, Owens Corning roofing, Johns Manville insulation, James Hardie fiber cement siding, Husqvarna outdoor power equipment and Werner ladders. Its merchandise selection provides the retail and Pro customer a range of national brand-name merchandise needed to complete home improvement, repair, maintenance or construction projects.

garage door repair

The Company sells private brands in various product categories, including Kobalt tools, allen+roth home decor products, Blue Hawk home improvement products, Project Source basic value products, Portfolio lighting products, Garden Treasures http://www.garagesale.com/ lawn and patio products, Utilitech electrical and utility products, Reliabilt doors and windows, Aquasource faucets, sinks and toilets, Harbor Breeze ceiling fans, Top Choice lumber products, and Iris home automation and management products. The Company sources its products from over 7,500 vendors across the world.

The Company offers installation services through independent contractors in a range of its product categories, such as Appliances, Flooring, Kitchens, Lumber and Building Materials, and Millwork. Lowe’s Protection Plans provide customers with product protection that extends coverage previously offered by the manufacturer’s warranty. The Company provides in-warranty and out-of-warranty repair services for appliances, outdoor power equipment, tools, grills, fireplaces and water heaters through its stores or in the home through its Authorized Service Repair Network. The Company operates approximately three contact centers.

http://www.reuters.com/finance/stocks/companyProfile?symbol=LOW

The George Washington Administration: year two (1790)

George Washington’s second year in office continued to set precedent and oversaw the passage of important legislation. On top of this, Indian relations began to take on more ominous tone as the situation in the Old Northwest degraded. Most importantly, 1790 marked the emergence of Alexander Hamilton. Some have compared Hamilton’s significance within the Washington Administration to that of a prime minister. This overstates the case as Washington made policy. However, the president did allow for debate within his administration and Hamilton emerged as the most influential voice.

The Constitution required the president to deliver a State of the Union report to Congress. Washington delivered the first ever State of the Union on January 8, 1790. Unlike today’s marathon addresses and wish lists, the first president briefly summarized his policies. At this point, the government remained skeletal as the Congress and administration continued to fill out day-to-day functions.

Congress worried beyond day-to-day minutia. In September 1789, they asked Treasury Secretary Alexander Hamilton for ideas to correct public credit. Many believed debt a form of slavery and Hamilton himself argued that independence could never be won without fixing the public credit. Once completed, the government could borrow at lower interest rates and stimulate the economy. He split the debt into foreign ($12 million) and domestic ($40 million). A large portion of the domestic debt was owed to bond holders. Many of the original bonds, or “certificates of indebtedness” were purchased by veterans. However, many sold their IOUs to speculators. Hamilton argued to pay the current bondholders since they held the certificates and tracking down the original owners might be impossible. Hamilton had little sympathy for the speculators and Congress agreed. After a raucous debate, Hamilton’s view prevailed.

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In addition to “redemption,” Hamilton argued for the “assumption” of state debts. He wanted the federal government to assume the debts of the various states. The states that had already paid their debts were outraged at the seemingly unfair proposal. Why should they pay for their fiscally irresponsible brethren? Additionally, some viewed assumption as Seattle condo security a federal power grab. After all, the states in financial difficulty would be indebted to the federal government for their deliverance. The debate stagnated by the time Thomas Jefferson returned from France to assume the office of Secretary of State. Jefferson understood that the government faced potential bankruptcy over the issue. In response, he invited Hamilton and James Madison to dinner to discuss the issue. The trio compromised and Hamilton’s Assumption Bill passed. In return, Hamilton agreed to recalculate Virginia’s portion of the new national debt and support a permanent capital on the Potomac. The Residence Bill creating Washington D.C. also passed.

After his dramatic victory on the debt, Hamilton moved to create a national bank. He studied the Bank of England as well as other institutions to discover what worked and what failed. He issued his Second Report on Public Credit, or the Report on a National Bank, on December 14, 1790. He argued Congress should pass a national bank with $10 million. In order to finance the institution, Congress would borrow from the bank and pay it back in installments. A board of directions would run the bank parc belltown which would include private shareholders. The Senate passed the Bank Bill, but the House demurred. James Madison argued against the constitutionality of the Bank of the United States while others feared the elite nature of the institution. Madison’s arguments failed and House of Representatives followed the Senate’s lead in February 1791. Initially, Washington expressed misgivings about the Bank of the United States, but eventually signed the bill into law.

While Hamilton redesigned the American economy, Congress defined terms of citizenship for the first time with the Naturalization Act of 1790. In order to naturalize, immigrants needed to be white and “good citizens.” They needed to live in the United States for two years and in the state of residency for a year. It excluded Native Americans, Africans, African-Americans, slaves, indentured servants, and Asians. Children of U.S. citizens born overseas were considered naturalized. Congress replaced the act five years later.

Congress did not consider Native Americans within the Naturalization Act of 1790. However, they did consider native rights when they passed the Indian Nonintercourse Act of 1790. It guaranteed the inalienability of Indian title to their lands. Unfortunately, the government and citizenry often ignored this high minded ideal. As a result, court cases and military campaigns waged between indigenous peoples and the U.S. government for over 200 years.

White encroachment upon Indian lands inspired the Nonintercourse Act of 1790. Settlers wandered into Indian territory to claim land and clashed with the natives. From the end of Revolution to the Washington Inaugural, Old Northwest tribes killed around 1,500 people. In 1789, President Washington felt compelled to act and ordered General Josiah Harmar to subdue the tribes. His forces met the Western Confederacy tribes in October 1790. The Americans suffered massive casualties, faced starvation, and militia desertions. Harmar reported he could not jed etters continue the campaign after suffering 40% casualties before the desertions. Harmar survived complete disgrace when a court martial cleared him of malfeasance. Despite this, the defeat infuriated President Washington.

The government continued to flesh itself out in 1790. Alexander Hamilton conceived and created the American financial system. Meanwhile, Congress worked to define the naturalization process and quell the violence on the Indian frontier. Meanwhile, President Washington ordered a punitive expedition into Indian territory which ended in disaster. The political battles over Hamilton’s plans and the military campaigns against the Native Americans continued into 1791.

http://www.examiner.com/article/the-george-washington-administration-year-two-1790

THE BENEFITS OF ANTIVIRUS PROTECTION

 

Norton-360

Antivirus

Efficient antivirus software guards your CPU against all forms of malware, with traditional computer worms, viruses, sophisticated and even Trojan horses, blend attacks. Antivirus software resolves scans and analyzes emails & files for disease as they are downloaded. Not merely does antivirus software detect & abolish any viruses or malware that may have previously impure your hard drive, many solution that present a free virus scan vigorously limit further infections back they have a chance to affect your computer. Via the method of name based detection, antivirus software checks file content against a lexicon of known virus signatures an example of code that exclusively identifies a virus. If a virus signature is found, the antivirus software will take away the threat.

Antivirus software apparently detects possible threats in a few dissimilar ways. Because people create new viruses each day, an antivirus program will continually inform its thesaurus of virus signatures. Many antivirus software programs including those that present free virus protection also use heuristic analysis, which can recognize variants of known malware viruses that have been mutating or advanced by an attacker to make different strains.

Antivirus software (on occasion more generally referred to as anti-malware software) looks for pattern based on the signatures or definitions of known malware. Antivirus vendors discover new and efficient malware daily, so it is significant that you have the newest updates installed on your PC.

Once you have installed an anti-virus package, you ought to scan your whole computer periodically.

  • Manual scans: If your antivirus software does not mechanically scan new files, you should yourself scan files & media you accept from an outer source before opening them.
  • Automatic scans: Most antivirus software can be shaped to scan mechanically definite files or directory in real time & punctual you at a set distance to perform total scans.

This process includes:

  • Save & scan email attachment or mesh downloads quite than notch them directly from the source.
  • Including CDs Scanning media & DVDs, for malware before opening files.

The software responds when it finds malware?

Sometimes the software will create a dialog box alert you that it has established malware & ask whether you want it to “spotless” the file (to take away the malware). In extra cases, the software may effort to eliminate the malware lacking asking you first. When you select an anti-virus package, publicize yourself with its appearance, so you identify what to expect.

Software should you use?

There are many sellers who create antivirus software, & deciding which one to decide can be puzzling. Antivirus software classically performs the identical types of functions, so your conclusion may be driven by suggestions, availability, particular features, or price. Any way of which parcel you choose, installing any antivirus software will amplify your level of protection.

While installing antivirus software is one of the easiest and mainly efficient ways to defend your computer, it has its restrictions. Because it relies on a signature, antivirus software can only notice malware that has recognized uniqueness.